I often get asked the question of whether or not you should give a recorded statement to the insurance company when they call you a few days after your injury. And the answer I give to everyone is: DO NOT give a recorded statement to the insurance company.
Insurance Company’s Recorded Statements: Protect Yourself
Let me explain briefly what typically happens following someone being injured. When someone is injured, the insurance company will be notified and likely call you within two, three, or four days following your injury. They will ask you several questions that they are recording the answers to.
One of those questions will be, “How are you?” And most people will respond with, “I’m feeling okay” or “I’m feeling pretty good.” However, the insurance company will take that recorded statement, have it transcribed, and use it against you later.
Here’s how they will use it against you:
When someone reads your statement, they will see that you responded to that question with “pretty good” or “okay.” But what they may miss when reading it on paper is that you felt okay or pretty good compared to how you felt the day after or two days after the accident. Compared to those days, you feel pretty good but are still a long way from recovery.
That’s just one example of why you should never give a recorded statement to the insurance company. They will always use that information against you and for their interests, not yours.
