Navigating Medical Bills After an Injury: How to Pay for Medical Care
If you are injured, you may be concerned about how to pay your medical bills. However, there are several things you can do to pay them, such as:
Submit Bills to the Health Insurance Company
Suppose you have health insurance through your or your spouse’s employment. In that case, I suggest you submit your medical expenses to your health insurance company.
Now, it is possible that some health insurance companies may inform you that they won’t cover those expenses due to your involvement in a car wreck or another type of accident or incident resulting in injuries.
However, such a response is unreasonable.
You should still submit your medical bills to your health insurance company. If they refuse to pay, it is advisable to contact your attorney to ensure they fulfill their obligation to pay the bills, as they are bound to do so.
Use Medical Bills Payment Coverage
If you don’t have health insurance and you’ve been in a car wreck, you may need to look at your automobile insurance. This is because you might have medical payments coverage.
What does that mean?
It means that you have already paid for insurance coverage specifically designed to assist you in paying for your medical expenses.
Get a Letter Written by an Attorney
How will you pay your medical bills if you don’t have health insurance or medical payments coverage?
In such a situation, you may only be able to pay them once your case is resolved. Therefore, hiring a lawyer to represent you in your injury claim is crucial.
The lawyer can send a letter to the doctors, hospitals, physical therapists, and chiropractors, requesting them to hold off on collecting the medical expenses until your case has been resolved. In most cases, healthcare providers are willing to cooperate if your lawyer assures them.
So, if you have been injured without health insurance or medical payments coverage, you can still safeguard yourself from medical cost collection by reaching out to an attorney.
Ask the attorney to write a letter stating that you are in the midst of a claim and will pay the medical expenses once your claim is settled.
I hope this adequately addresses your question.