How can I ensure that if I’m in an accident in West Virginia, my insurance company will pay for my rental car?

Miley Legal Group

If your car is damaged in an accident in West Virginia, you can be without a vehicle for several weeks. The cost of a rental car can add to your woes, unless you’ve made sure the proper provisions in your insurance policy cover the costs of a rental. If you have been in a car accident, one of the first calls you should make ought to be to a Clarksburg car accident lawyer, who can start working on your case so that your car repairs and other expenses will be covered by your insurance or by the at-fault party.

In the meantime, you will need a vehicle. Unfortunately, you can’t get your insurance to add rental reimbursement coverage retroactively after you’ve been in an accident, so the only way to be adequately safeguarded is to prepare in advance.

Check your insurance policy.There may already be a rental reimbursement clause in your current coverage. If there isn’t, adding one is generally inexpensive – about $5 a month.

While you’re at it, make sure you understand your policy. Most rental reimbursement provisions will only cover a rental if you are in an accident or if your vehicle is stolen. Also, does your coverage make you pay for the rental and then reimburse you?

Find out what the maximum rental limits are, both daily and per-accident. Make sure that these limits will cover the kind of vehicle you would need if yours was unavailable.

Never be afraid to ask your insurance provider or the rental company questions about the process. When you encounter complications after an accident in West Virginia, speak with a Clarksburg car accident lawyer who can help.