How Minimum Insurance Coverage for Drivers in West Virginia Can Come up Short

Miley Legal Group

If you have been injured in a car accident, you might discover too late that your insurance coverage won’t pay for all your expenses.

In a worst-case scenario, the insurance coverage for drivers in West Virginia likely will not cover your: 

  • medical bills;
  • wages lost during recovery;
  • property damage; and
  • rehabilitative therapy.  

To learn more about your rights, consult a West Virginia personal injury attorney.Mandatory minimum insurance coverage varies from state to state.

In West Virginia, minimum coverage amounts to: 

  • $20,000 per victim;
  • $40,000 per accident; and
  • $10,000 for property damages.  

If you are injured in an auto accident in which the other driver was not insured, or it was a hit and run, your insurance company will compensate you only up to a limit of $20,000. You will not be compensated for more than that amount if your accident-related costs are higher.

Additionally, if you injured by an underinsured driver (someone who maintains the minimum amount of insurance coverage), your expenses will also only be paid up to $20,000. You may seek a West Virginia attorney to pursue civil action against the uninsured or underinsured party for repayment of your expenses.

If you have questions regarding your auto accident claim, team at The Miley Group can help. For a free consultation or to order a complimentary copy of The 7 Biggest Mistakes That Will Wreck Your West Virginia Accident Claim, call today – 1-877-652-1031.